We are 40 somethings living the dream in Arizona, with 3 kids and a menagerie of animals.
Life was going great until, well, it wasn’t. Kids with food allergies and expensive medical bills, family crises, and then……Becky my wife was diagnosed with an eye disease that has been robbing her of her sight. She was a nurse and then went to nurse practitioner school and was happily working in her dream job when it all came crashing down. Her income was always higher, as nurses can get all the OT they could possibly want. Now we are down to one income with still all of the expenses.
Luckily, we had seen the writing on the wall and had prepared as much as possible before she had to stop working. We had been Dave Ramsey listeners, but suddenly we came at it with more gusto. We cash flowed my MBA so that I could get a better job, eliminated all debt but the house and tried to build up some savings. The goal was to pay off our mortgage prior to her having to stop working, but her eyes did not get the memo and she had to stop working and we still had $70k on the mortgage.
Life happens. It did for us. It will for you.
Our mission is twofold—to help you get out of debt and to make sure that this plague does not infect your children. We are after CHANGE. Meaningful change. Generational change. Breaking the chains of bondage. Because that is what it is—debt is bondage.
So whatever has brought you to us—overwhelming debt, fear, a goal to get a handle on your finances, or life hitting you all at once like a bulldozer, we welcome you.
Yours,
The Never a Debtor Team
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